Vehicle Finance Solutions Nambour QLD | Cricks Sunshine Coast RAM

Frequently Asked Questions

• WHAT IS CAR FINANCE PRE-APPROVAL?

  Car finance pre-approval means a lender has agreed, in principle, to lend you an amount of money towards the purchase of your new car but hasn't proceeded to a full or final approval. Car loan pre-approval helps to give you a "price ceiling" to know the maximum that you can spend on your new car.

• HOW DO I APPLY FOR A CAR LOAN?

  Finding a car loan can sometimes be overwhelming! With Cricks Nambour RAM, finding a car loan is quick, fast and easy! We have multiple different finance providers who we work with to ensure that we are providing you with the best possible finance rate and finance option to suit your needs. To apply, simply fill out the form above and that will start your finance journey.

• HOW DO INTEREST RATES WORK WITH CAR FINANCE?

  All our financiers offer fixed interest rates. This gives you peace of mind knowing that your rate won't increase over the lifetime of the loan and your minimum payments will stay the same and not increase. Especially in a rising rate market with other variable rates such as home loans in particular whereby people are seeing their repayment increase on a regular basis you can rest assure that your car loan payment will stay the same.

• CAN I BUY A NEW OR USED CAR FOR CAR FINANCE?

  Yes absolutely! You can choose from our huge range of new or used cars!